October 2018 Newsletter | In This Issue

Blue Ridge Area Food Bank

In mid September, F&M volunteered to help the Blue Ridge Area Food Bank Mobile Food Pantry serve over 180 families in just four hours in Timberville alone! A big thank you to our volunteers!


Community Banks VS. Big Banks

Who are the best mortgage lenders? This article will help you choose, but the answer ultimately depends on your particular circumstances and preferences. While tech savvy consumers may have no qualms about working with an online-only lender, other people prefer the kind of personalized service only a lender with physical locations can offer. Of course, here at F&M Bank, we have a lot to say about small bank vs big bank mortgages. We also break down the differences between online mortgage lenders vs banks, cover mortgage broker vs bank pros and cons, and provide the rest of the information you need to make an informed choice.

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Upcoming Branch Events

Friday, October 12th, 2-5 PM

Join the Bridgewater Branch for food by Cosmic Smoke-N-BBQ LLC, Grammie’s Ice Cream, pumpkin decorating, make your own candy apples, face painting, Bridgewater Volunteer Fire & Rescue, prizes and giveaways, and more!

Saturday, October 13th, at 9835 Maury River Road, Goshen, 8 AM - 4PM

The Craigsville Branch is partnering with the Goshen First Aid Crew to host a community fall festival. Games, vendors, BBQ chicken dinners, face painting, a bounce house, live music, a car show with 10AM registration, yard sale and consignment auction, and much more! 

Coffman's Corner (Harrisonburg)
Friday, October 19th, 3-5 PM

The Coffman's Corner family fun day will feature food by Jess’ Lunch Food Truck, pumpkin painting contest voting, prizes and giveaways, face painting, and more! To participate in the pumpkin contest, pick up your pumpkin from the Co­man’s Corner branch and begin decorating. Return it before October 18th to ensure it’s in the branch for voting.

Friday, October 26th

The branch will be hosting a harvest day customer appreciation! Throughout the day, enjoy apples, cookies, cider, and punch!

Lunch and Learn - Save Money on Your Medicare Part D Plan

Have you been wondering if your Medicare Part D prescription drug plan is giving you the lowest out of pocket expenses possible? Find out how to determine your best prescription drug coverage for 2019 using free tools that are available during the Medicare Open Enrollment period Oct. 15 - Dec.7! 

We'll cover the importance of learning the tiers of your medications, which pharmacies will give the lowest pricing, and how to handle formulary restrictions that insurance companies may impose. Handouts, including the latest information on 2019 Medicare Part D premiums, deductibles, and plan choices for Virginia will be available. Lunch will be provided by F&M Bank!

If interested in attending, please RSVP by email to Marie Biser, mbiser@fmbankva.com, or Debbie Koogler, dkoogler@fmbankva.com, or by phone at 540-946-8160.

Can You Save Money on Your Medicare Part D Plan?
Oct 11 2018 11:30 AM - 12:30 PM (EDT)
F&M Bank Myers Corner
30 Gosnell Crossing
Staunton, VA 24401

Product of the Month - VISA Credit Cards

You could win a trip to the 2019 Pro Bowl, courtesy of Visa. From 10/1-11/15, purchases you make with your eligible Visa credit card enter you for a chance to win. Learn more at www.Visareadypayscore.com

No Purchase Necessary. Ends 11/15/18. Open to legal US residents age 18+. Void where prohibited.


Sammy the Squirrel at JMU 

Many might remember JMU Football's touchdown squirrel from last season, and this year, squirrels are back on campus! Sammy met up with Duke Dog for the white out game, and can't you tell, they're the best of friends?


F&M Bank Calendar Photo of the Month

This photo of a pair of Tree Swallows was taken with a Canon Powershot SX50HS as they perched on Jennifer Goodwin's deck. She says, "They return each year and delight us with their beautiful flight patterns!"


Casual Fridays for Charity

Throughout the month of August, employees donated over $500 to the Page Free Clinic

The Page Free Clinic strives to provide quality medical services to those who do not have access to affordable healthcare.

We hope you don't mind these dress-down days as they are for a good cause! Keep an eye out for future announcements on our Facebook page.

Rockingham-Harrisonburg SPCA Pet of the Month

Boone is three-year-old, neutered, black and tan coonhound. More importantly he is a lover and a leaner. If you don't mind doggy kisses, he will gladly shower you with a million wet, slobbery ones. He is very social and affectionate with people. He is also an active guy who would love to have a home with a big yard or plenty of chances to get outside and play. He is treat motivated and eager to please, so he should be a good candidate for training. October is adopt a shelter dog month so join us in helping us reach our goal of 31 dog adoptions this month by adopting this black and tan hound. 


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