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March 2017 Newsletter | In This Issue
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Grand Opening Celebration F&M Bank Myers Corner
We are looking forward to our next location, coming to 30 Gosnell Crossing in early April!
Join us as we celebrate our grand opening on April 13th with a ribbon cutting at 4pm followed by a Greater Augusta Regional Chamber of Commerce Business After Hours.
Catering by Simple Elegance, beverages from Barren Ridge Vineyards & Seven Arrows Brewing Company, door prizes, and more!
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Over the past few years, the average federal tax refund has come to about $3,000. That's not exactly chump change. With the filing deadline approaching, it's not too early to begin thinking about how you'll use a refund this year. Here are five pointers to keep in mind.
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Congratulations to Mr. Steve Johnson of Luray High School for being named our Teacher of the Month. Steve was nominated for his dedication to supporting the EverFi Financial Education Program in his classroom. He has taught grades 9-12 for 28 years and has instructed 429 modules with 55 students in recent years. Steve says, financial education is important as it "readies [students] to be productive adults when they leave high school." Thanks, Steve, for your dedication to financial education!
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| Pictured: Steve Johnson and Luray Branch Coordinator, Yvette McCoy |
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Identity Theft is the fastest-growing crime in the United States, affecting millions of Americans annually. It can happen to anyone—regardless of how careful you are, regardless of your age and income, and regardless of where you live. Restoring your identity on your own can be time-consuming and stressful. Don't wait until you're a victim to take action.
Protect your identity at one of our community shred days! Through our partnership with Shred-it, we provide free, off-site document shredding to ensure the most secure destruction of your personal documents.
Luray - Saturday, April 8th, 9 AM-Noon
Grottoes - Friday, April 14th, 3-5 PM
Crossroads (Harrisonburg) - Friday, April 21st, 3-5 PM
Staunton - Friday, April 28th, 3-5 PM
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Perks for Small Business Owners
F&M has partnered with Valley-based businesses to provide their employees savings and discounts. Participate in the Perks @Work program offered by your employer and you will receive special savings on local goods and services, plus unique benefits at F&M Bank.
In return for the partnership, F&M brings customers to the door of participating businesses, supports the local economy, and keeps a few extra dollars in our customers' pockets. Interested in joining? Contact us to learn how to become a Perks @Work member or sign up and promote your business.
This month we are featuring Body Essence Skin & Laser located in Staunton. They believe that beautiful skin is healthy skin. Offering a relaxing and welcoming environment for men and women, their professional staff provides quality services you deserve at a price you can afford. Visit the spa to see how Body Essence can help you with all your body and skin care needs.
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Sign up your business for F&M’s Perks @Work program and you receive a free skin evaluation and VISIA complexion analysis ($97 value); $40 for first chemical peel; and 10% off all peels and facial treatments after initial treatment.
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Smart Money: Best Moves for 20-Something Investors
When it comes to investing early in life, you likely have two things on your side: time and flexibility. Although a 2015 survey found that most millennials don't think they'll have enough money saved for retirement, investing is one way to help build wealth for the future. Here are some of the best investments you can make in your 20s.
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This month, Valley high school seniors will spend the day shadowing bankers at F&M Bank locations as part of Bank Day, a statewide effort sponsored by the Virginia Bankers Association (VBA) Education Foundation and the Virginia Bankers Association Leadership Division. The purpose of the day is to expose students to the banking industry and provide an opportunity for the students to learn about banking, financial services and the vital role F&M Bank plays in its community. Pictured below, students from Turner Ashby, Spotswood, and Stuarts Draft participate in Bank Day 2016 at F&M Bank Crossroads. This year, 23 students from Shenandoah, Rockingham, and Augusta Counties are registered to shadow at F&M Bank and write an essay for the chance to win scholarship funds!
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Matt Robinson, Investment Representative with Farmers & Merchants Financial Services, joined Frank Wilt with News/Talk WSVA this month to discuss IRA’s and how to decide which one is right for you.
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Throughout the month of February, employees donated over $750 to the March of Dimes.
The March of Dimes focuses on preventing birth defects and infant mortality. The foundation has led the way to discover the genetic causes of birth defects, to promote newborn screening, and to educate medical professionals and the public about best practices for healthy pregnancy. Since 2003, their fight to save babies has been strongly characterized by their Prematurity Campaign. The rising incidence of premature birth has demanded action, and the March of Dimes has responded by initiating an intensive, multi-year campaign to raise awareness and find the causes of prematurity.
We hope you don't mind these dress-down days as they are for a good cause! Keep an eye out for future announcements on our Facebook page.
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Rockingham-Harrisonburg SPCA Pet of the Month
Bubba is a sweet and gentle 3 year old coonhound with a heart as big as his ears. That's saying a lot, because this guy is all ears! When he's not out for a walk, you'll find Bubba curled up on his bed waiting patiently for a visitor to come by his kennel. If there are kids in the home, Bubba would do best with children 5 and up since he really loves his food and isn't big on sharing. He gets along well with other dogs and loves to play with his houndy brothers and sisters at the shelter. Bubba would love a yard to run around in and would probably appreciate getting walked on a regular basis. If you think he could be your next best friend, swing by the Rockingham Harrisonburg SPCA and meet him! www.rhspca.org
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Financial Education at Your Fingertips
Have you seen our comprehensive suite of financial education topics? Organized around life events, you can find the information you seek at the times when you need it. Connect to the right people who can help, download financial quick guides, and receive your own personalized financial checklist, all for free from our website.
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