Introducing MyCardRules 

You decide how, when, where and who uses your cards.*

Manage Your Card Spending Right From Your Mobile Device 

Control is good. Today you can control your TV, your thermostat, even your lights, right from your mobile device.

And now you can get that same kind of control over your cards.

Download it on the App Store   Get it on Google Play 


Frequently Asked Questions

What is MyCardRules? 
MyCardRules is an easy-to-use mobile app that lets you set card controls, add restrictions and receive transaction alerts.

How does MyCardRules let me manage my cards? 
Just download the MyCardRules app from Google Play™ or the App Store®. Then you can set a wide range of controls and alerts on all your cards. For example, you can:

  • Turn your card on or off
  • Set transaction spending limits based on your preferences, including dollar amount, transaction type and merchant type
  • Get instant alerts on certain types of transactions, like when a transaction is declined
  • Set a specific region where the card can be used or restrict usage based on your mobile device’s location
  • Set parental controls and monitoring

Alerts will show up just like any other notifications you get on your mobile device.

Why is it a better way to manage my cards? 
Because you can manage your card transactions all in one place, right from your mobile device. You have complete control of how, when, where — and WHO uses your cards.

Plus, knowing that you’ve set rules, restrictions and alerts that meet your specific spending preferences adds another layer of fraud detection and prevention, and gives you added peace of mind.

Is it secure? 
Yes, managing your cards with MyCardRules is safe and secure. Your account is password protected and highly encrypted.

How do I get started? 
After you download the MyCardRules app, select “New User” and then enter your card information to begin registration. 
You'll need to provide:

  • Card Number
  • Expiration Date
  • Security Code (usually on the back of your card)

Next, you’ll create a username and password.

Once your account is created, you can log in and access the “Card Details” screen.

From this screen you can:

  • Turn card controls on/off
  • Set controls
  • Manage alert preferences
  • View recent transactions and more
Download MyCardRules Now 
Download it on the App Store   Get it on Google Play

Your Money. Your Community. Your Bank.
© 2018 F&M Bank • MyCardRules 

*F&M Bank limits still apply. Daily card limit of  up to $1,000 per day. Daily ATM withdraw limit of up to $500 per day. Must contact the bank if a temporary increase is needed. If traveling outside the United States, contact the bank with a list of countries that need to be allowed. F&M Bank blocks all foreign country activity unless notified by the customer. Member FDIC.

Requires iPhone with iOS 8 or above. Compatible with iPhone, iPad and iPod Touch. Apple, the Apple logo, iPhone, iPad and iPod Touch are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc. IOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.

Requires Android 4.1 or above. Google Play, the Google Play logo and Android are trademarks of Google LLC.