An interest rate of 2.00% with an annual percentage yield of 2.02% applies to balances of $500K to 1 million, and on balances of $1 million and above. An interest rate of 1.776% with an annual percentage yield of 1.79% applies to balances of $499,999.99 and below. A $10.00 deposit is required to open this account. A monthly service fee of $10.00 will be imposed monthly on the statement cycle if the average daily balance for the monthly statement cycle falls below $1,000.00. Account restrictions apply, please see a bank service representative for details. Effective 04/22/19. Rates subject to change. Member FDIC.

Our President & CEO, Mark Hanna, recently sat down with NewsRadio WKCY for Business Break - a podcast highlighting local business and community happenings in the Shenandoah Valley. Learn a little bit more about Mark, the banking industry, and F&M Bank! Listen Here...

Tax Day is less than two weeks away. Have you filed? Check out the pros and cons of a big tax refund, courtesy of our team at F&M Financial Services. 

Officer Promotions & Employment Opportunities

Our team of personal, professional, and fun people distinguishes our bank, and F&M Bank would like to congratulate the following individuals on their Officer promotions.

Are you ready to join our team? We are currently hiring! If you are interested in a Credit Analyst, Branch Manager, or Teller position, please visit our website.

During March, area high school seniors spent time shadowing bankers at F&M Bank branches in Timberville, Harrisonburg, and Staunton as part of Bank Day, a statewide effort sponsored by the Virginia Bankers Association’s Education Foundation and the VBA Emerging Bank Leaders. Learn More...

Our partnership with Virginia Agriculture in the Classroom allowed bank volunteers from Elkton, Bridgewater and Woodstock to get out in the community to celebrate Ag Literacy Week. Learn More...

Throughout the month of February, employees donated over $500 to Shenandoah Alliance for Shelter. The organization is a registered 501c3 nonprofit that assists homeless and near-homeless individuals and families with access to or to maintain affordable housing in the midst of a crisis.We hope you don't mind our dress down days as they are for a good cause!

Join F&M Bank and the Shenandoah County Chamber of Commerce as we celebrate the ribbon cutting and grand opening of our Edinburg Branch! Enjoy catering by Triplett Tech Culinary, beverages from Heritage Mill Wines 1848, and door prizes.  Learn more...

Enjoy networking, catering by Simple Elegance, beverages, door prizes, a silent auction benefiting Augusta County Relay for Life, and more! Learn more...

Shred your documents for free at an F&M Bank Shred Day! Visit our calendar of events for the schedule.